Emergency Savings


Comments Off on Emergency Savings

Setting Up an Emergency Fund Account How to get started: Before we discuss “the how”; let’s set some written goals Set Goals Your savings goals are unique to you and your situation.  Your goals can be short or long term; they can be big or small.  ask yourself these questions: Are my goals realistic? Be…read more »

Real Estate Investment Trusts


Comments Off on Real Estate Investment Trusts

REITS Real Estate Investment Trusts If you are interested in real estate, but lack the funds to make an actual purchase or the time required to research specific properties then a real estate investment trust is an option for you to consider. REITs can be publicly traded on major exchanges, public but non-listed, or private….read more »

How to Save Money on Your Phone Expenses


Comments Off on How to Save Money on Your Phone Expenses

Skype and Ooma If you have access to Internet service (at home or work), you can cut your phone costs down to nearly nothing. There are two products/services that will accomplish this: I personally use both services and quite happy with both. Skype and Ooma Skype has a 50% off deal right now. You get…read more »

Which is Better – Lump Sum Investing Vs. Dollar Cost Averaging?


Comments Off on Which is Better – Lump Sum Investing Vs. Dollar Cost Averaging?

Lump Sum Investing or Dollar Cost Averaging Should you invest the money all at once or in equal chunks over time? The latter, known as dollar cost averaging, reduces the risk of buying in when share prices are highest and about to take a dive. That protection comes at the cost of lower returns overall as…read more »

How to Ruin Your Financial Future


Comments Off on How to Ruin Your Financial Future

Your Financial Future Bankrate.com found that more than 50 % of Americans are not invested in the stock market, including in their retirement accounts. Not investing is one of the biggest mistakes you can make if you want a wealthy retirement. When it comes to investing, fear prevents most people from starting. Whether it’s fear…read more »

Social Security Update for 2017


Comments Off on Social Security Update for 2017

The Latest Social Security Information in 2017 Bad news is that social security benefits only increased for 2017 a very small fraction of 1 % (0.3%)and that disappeared by the increase of Medicare Part B payments during the year. This increase was the Cost of Living adjustment for the entire year. Now the good news;…read more »

What Exactly is a Moving Average?


Comments Off on What Exactly is a Moving Average?

What Exactly is a Moving Average? A moving average is nothing more than the average of a stock’s closing price over a specified amount of time. The most commonly used moving averages calculate price over periods of 50, 100, and 200 days. They are plotted on charts as lines that follow the price action. The…read more »

Secrets to Success


Comments Off on Secrets to Success

SECRETS TO SUCCESS This past week I read an article from Investors Business (IBD) on the ten secrets to success which I have borrow and listed below with my comments. HOW YOU THINK IS EVERYTHING: Always be positive. Think success, not failure. Beware of a negative environment. In other words, “you become what you think…read more »

Estate Planning for High Net Worth Individuals


Comments Off on Estate Planning for High Net Worth Individuals

Estate Planning Strategies There are several estate planning strategies that you can consider: Revocable Trusts – these trusts are a good tool to protect from risks of aging, identity theft, financial abuse and other financial reasons. If you are considering a revocable trust discuss with your estate planning attorney a trust protector in the trust…read more »

Be Careful with Student Loan Refi’s


Comments Off on Be Careful with Student Loan Refi’s

 Student Loan Refi’s College loans refinancing is complex due to the combination of federal and private loan programs. Flexible loan repayments are available today only for the federal student loans, so be careful if considering adding any private student loans to the mix. If you don’t do your research and shop wisely you could find…read more »

Free Wordpress Stock Trading Theme designed by Vega Designs.