Yearly Archives: 2016

What Exactly is a Moving Average?


Comments Off on What Exactly is a Moving Average?

What Exactly is a Moving Average? A moving average is nothing more than the average of a stock’s closing price over a specified amount of time. The most commonly used moving averages calculate price over periods of 50, 100, and 200 days. They are plotted on charts as lines that follow the price action. The…read more »

Secrets to Success


Comments Off on Secrets to Success

SECRETS TO SUCCESS This past week I read an article from Investors Business (IBD) on the ten secrets to success which I have borrow and listed below with my comments. HOW YOU THINK IS EVERYTHING: Always be positive. Think success, not failure. Beware of a negative environment. In other words, “you become what you think…read more »

Estate Planning for High Net Worth Individuals


Comments Off on Estate Planning for High Net Worth Individuals

Estate Planning Strategies There are several estate planning strategies that you can consider: Revocable Trusts – these trusts are a good tool to protect from risks of aging, identity theft, financial abuse and other financial reasons. If you are considering a revocable trust discuss with your estate planning attorney a trust protector in the trust…read more »

Be Careful with Student Loan Refi’s


Comments Off on Be Careful with Student Loan Refi’s

 Student Loan Refi’s College loans refinancing is complex due to the combination of federal and private loan programs. Flexible loan repayments are available today only for the federal student loans, so be careful if considering adding any private student loans to the mix. If you don’t do your research and shop wisely you could find…read more »

Revocable Trusts


Comments Off on Revocable Trusts

Protecting Your Assets with a Revocable Trusts Revocable Trusts have been used primarily used in the past to avoid probate. The main advantage was to minimize probate or in some cases even to avoid it as part of an estate plan. Today these forms of trusts are more varied and have gotten a bit more…read more »

Reasons Why You Will Always Be Poor


Comments Off on Reasons Why You Will Always Be Poor

Why You Will Always Be Poor 1. You spend more money then you make 2. Paying way too much for your cell phone & TV viewing 3. Lack of patience – wanting it all now 4. Unwilling to give up one thing for another 5. Buying depreciable assets 6. Not sticking to a budget 7….read more »

Three Investment Mistakes That Can Drain Your Portfolio


Comments Off on Three Investment Mistakes That Can Drain Your Portfolio

Three Investment Mistakes That   Can Drain Your Portfolio No. 1: Avoid Insurance as an Investment Insurance products make lousy investments especially life insurance products. Trouble with insurance products is the fees. Most insurance products typically take a big, upfront commission when you start saving. If you understand the phenomenon of compounding, you know that a…read more »

Real Estate Tax Liens Certificates


Comments Off on Real Estate Tax Liens Certificates

Tax Liens Certificates Tax liens are basically loans to individuals who had failed to pay their property taxes. In return for paying those back taxes off, they got paid interest plus depending on the state additional penalties. What happens is this: A homeowner, for whatever reason, fails to pay his property taxes. The taxing authority…read more »

Investment Ideas Monthly – Monday May 30, 2016


Comments Off on Investment Ideas Monthly – Monday May 30, 2016

Investment Ideas Monthly (Monday – May 30, 2016) A monthly forecast and investment ideas covering a range of technical and fundamental analysis securities to assist you in when to buy and when to sell a specific security. This is informational only and is not meant as a recommendation to buy or sell any security, but…read more »

When to Consider Bankruptcy?


Comments Off on When to Consider Bankruptcy?

Bankruptcy When to call an attorney is a question that needs to be answered; asking a bankruptcy attorney whether or not you need their assistance is a bit tricky after all they make their living processing bankruptcies. A better choice in my opinion is seeking help from a financial planner first to review your assets…read more »