Bitcoin – Should I Invest? Bitcoin is a relatively new virtual form of currency, with several key advantages over traditional forms of money. Bitcoin is a new currency that was created in 2009, transactions are made with no middle men – meaning, no banks! There are no transaction fees and no need to give your…read more »
Setting Up an Emergency Fund Account How to get started: Before we discuss “the how”; let’s set some written goals Set Goals Your savings goals are unique to you and your situation. Your goals can be short or long term; they can be big or small. ask yourself these questions: Are my goals realistic? Be…read more »
REITS Real Estate Investment Trusts If you are interested in real estate, but lack the funds to make an actual purchase or the time required to research specific properties then a real estate investment trust is an option for you to consider. REITs can be publicly traded on major exchanges, public but non-listed, or private….read more »
Skype and Ooma If you have access to Internet service (at home or work), you can cut your phone costs down to nearly nothing. There are two products/services that will accomplish this: I personally use both services and quite happy with both. Skype and Ooma Skype has a 50% off deal right now. You get…read more »
Lump Sum Investing or Dollar Cost Averaging Should you invest the money all at once or in equal chunks over time? The latter, known as dollar cost averaging, reduces the risk of buying in when share prices are highest and about to take a dive. That protection comes at the cost of lower returns overall as…read more »
Your Financial Future Bankrate.com found that more than 50 % of Americans are not invested in the stock market, including in their retirement accounts. Not investing is one of the biggest mistakes you can make if you want a wealthy retirement. When it comes to investing, fear prevents most people from starting. Whether it’s fear…read more »
The Latest Social Security Information in 2017 Bad news is that social security benefits only increased for 2017 a very small fraction of 1 % (0.3%)and that disappeared by the increase of Medicare Part B payments during the year. This increase was the Cost of Living adjustment for the entire year. Now the good news;…read more »
